Appraisal services for Redwood City and San Mateo County homeowners

See the top seven reasons California homeowners hire Pacific Coast Appraisal:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge San Mateo County's assessment of your property value
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of California, when real estate needs to be divided
Settle an estate in California by determining the true market value of a property


	Do you own a house in or near Redwood City? Do you need help deciding the price of your real estate? Contact Pacific Coast Appraisal.

We at Pacific Coast Appraisal understand the particular needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the standard reporting formats. Being a consumer that ordinarily doesn't look at appraisals on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Pacific Coast Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value judgement than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that is declining. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal from Pacific Coast Appraisal is your best weapon when challenging your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Pacific Coast Appraisal is qualified in helping homeowners just like you dismiss undesirable PMI insurance.

Recently got a freeze to your HELOC?

If your home is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. An efficient appraisal from Pacific Coast Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Pacific Coast Appraisal can help you with that. Even though most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.